10 things you should know when shopping for engagement rings

 

Traditionally, a diamond solitaire ring is given or received for an engagement. Although there are many different trends nowadays, the diamond solitaire has remained a favourite. Read through the following for your special purchase:

 

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1. Enormous savings with a slightly smaller gem 

Most people in the market look for diamonds in terms of whole carat weights. They may not realize that jewelers charge a premium for prized stones. If you

 

opt for a gem just under a carat, the savings can add up to 30 percent and the difference in size will be so insignificant that you won’t be able to tell. 

 

2. Compare settings 

The way a diamond is framed can largely impact how big it looks. For example, a bezel – a thin band of metal that encircles a gem – gives the illusion of a larger stone. 

 

3. Request certification 

A diamond of one carat or more should come with a gem report – a gemologist’s evaluation of the stone’s colour by letter grade and clarity. The cut, carat weight and measurements should also be listed.  

 

4. Know your metals  

Platinum and gold are the top choices for engagement rings. Platinum is a far more durable metal, which is an important factor, considering you’ll wear it every day. It will show fewer nicks and scratches. Also, platinum prongs hold a stone more securely in place. As for colour, some people believe that yellow gold casts an unflattering light on the diamond, while others prefer the hue’s warmth and traditional look. 

 

5. Invest in insurance 

You should protect yourself against loss or theft. The cost of the insurance would depend on several factors, such as the value of your ring and your place of residence. For example, the cost would be higher in cities where the risk of theft is higher. 

 

6. Have your ring numbered 

Your diamond’s certificate number can be laser-inscribed on the side of the stone, allowing its identification in the case of theft or after cleaning/repair. Be careful not to affect the gem’s value. 

 

7. Skip the solitaire 

A ring with a classic solitaire of one carat will generally cost thousands. However, a band covered with tiny pave diamonds that add up to just less than one carat sparkles and can cost up to 90% less than a ring with a big center stone.  

 

8. Is your ring tradable?

For a big anniversary, couples often replace their engagement rings with a grander model. So, when shopping for rings, ask jewelers if they’ll accept the ring you want to purchase as a partial payment for exchanging the ring in the future. 

 

9. Consider your very own personalized ring 

Many reputable jewelers offer one-per-piece ring without charging a much higher price. Some companies require a minimum purchase or charge clients a small amount for preliminary work, such as drawings. 

 

10. Check online vendors 

Lastly, keep in mind that the center stone is the most expensive part of a classic solitaire ring, accounting for as much as 85% of its price. One way to save on the cost is to purchase a diamond online.